Credit Analyst (Automotive Financing) - Bri Multifinance Indonesia

Bri Multifinance Indonesia is seeking a Credit Analyst (Automotive Financing) to join our team in Balikpapan, Kalimantan Timur. This role offers a unique opportunity to leverage your expertise in credit assessment and risk management to drive financial growth. You'll be working with cutting-edge tools like SAP Credit Management and Bloomberg Terminal, analyzing vast amounts of data to make informed lending decisions.

As a Credit Analyst, you'll be responsible for evaluating loan applications, conducting thorough credit checks, and assessing the financial health of potential borrowers. Your daily tasks will involve reviewing credit reports, conducting interviews, and collaborating with cross-functional teams to ensure compliance with regulatory requirements. With a competitive salary of Rp 3,800,000 - Rp 3,850,000 per bulan, this is a chance to grow your career in a dynamic and innovative financial institution.

📋 Tanggung Jawab Pekerjaan

• Evaluate loan applications and assess the creditworthiness of potential borrowers.
• Conduct thorough credit checks using SAP Credit Management and other financial databases.
• Analyze financial statements and credit reports to make informed lending decisions.
• Conduct interviews with applicants to gather additional information.
• Collaborate with underwriting and risk management teams to ensure compliance with regulatory requirements.
• Monitor credit performance and provide regular reports to management.
• Stay updated with industry trends and best practices in credit analysis.
• Provide training and support to junior analysts as needed.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Economics, or a related field.
• Minimum of 3 years of experience in credit analysis or a similar role.
• Strong knowledge of credit scoring models and risk management principles.
• Proficiency in using SAP Credit Management, Bloomberg Terminal, and other financial software.
• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills.
• Ability to work under pressure and meet tight deadlines.
• Certification in credit analysis or financial analysis is a plus.

🛠️ Keahlian

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